Toju offers financial services to the last mile user using a fusion of trusted informal financial service practices and technology.
Flexible access to financial services built to suit your individual needs. Everyone can Bank like
a pro . Send, Receive and Save from anywhere using TOJU.
Join over 30,000 business owners who use TOJU Via USSD, MObile or Agent PayPoint.
Earn 5-15% on your savings, set savings
goals, enjoy automated savings, and
lock in your savings.
We understand the importance of convenience and proximity when it comes to managing your finances. That's why our agents are always closeby to help you.
Ensuring the security of your account is our top priority. We partner with fully licensed and insured financial institutions to provide a regulated service. Our payment processors meet the industry standards of PADSS and PCIDSS compliance for added protection.
Your daily savings transactions history is now as good as a bank statement recognised and accepted by all financial and non financial institutions.
BECOME A TOJU AGENT
As a Toju agent, you can access other customers outside your reach and network. When they save with you, they can also patronize your local business. It’s a win-win
Provide robust banking services to your immediate environment and earn extra income doing that.